Life Insurance protects the ones
that matter most.
Do you have plan that takes care of your family in the event of an untimely death? Life insurance is one of the greatest gifts you can give yourself and your family. It provides you peace of mind and financial stability and security when it matters most. Heartland is here to help you by offering a wide range of life insurance solutions to help you protect the ones you love.
Life Insurance
Life insurance may be one of the most important purchases you'll ever make. In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business, finance future needs like your children's education, protect your spouse's retirement plans, and much more. Learn More
- Term Life Insurance for temporary simplified coverage and no cash value.
- Whole Life Insurance for permanent coverage, with guaranteed premiums, death benefits and cash value growth.
- Universal Life Insurance for permanent coverage, flexibility and less emphasis on cash value.
- Variable Universal Life Insurance for permanent coverage, and potentially higher cash value through investment options, but you accept some risk.
- Survivorship Life Insurance for lifetime protection for two people that pays a benefit upon the passing of the surviving insured.
Long Term Care Insurance
Long-term Care Insurance helps protect your hard-earned assets, and provide more control over how and where you receive care should you need it. Many people mistakenly think their health insurance or Medicare will pay for any long-term care services they may need at some point. Health insurance pays primarily for doctor and hospital bills. If you develop a chronic illness or become disabled and are unable to care for yourself for an extended period of time, you'll need long-term care services. Learn More
Disability Income Insurance
Disability Income Insurance provides an income to you and your family if you are unable to work because of illness or injury. In the event that you are unable to continue working due to injury or illness, this can provide you with income to help you maintain your family's standard of living. You don't hesitate to insure your home, car and other valuable possessions, so why wouldn't you insure something that is much more valuable than all those things - your income. Learn More
Accident Medical Insurance
Hospitalization, emergency-room care and outpatient recovery can cost more than an average family earns in a month, yet millions of Americans are not prepared to pay for any expenses that major medical insurance will not. Accident Medical Insurance can help pay for those uncovered expenses including hospitalization, emergency room care, recovery income, outpatient surgery and more. Learn More
